Commercial Vehicle - Working Vehicle Insurance

Our Commercial Vehicle – Working Vehicles product targets commercial vehicles primarily used for the business of the insured.

Features at a glance

  • Uninsured Driver Promise* - We refund the policyholder’s excess and protect NCD.
  • Vandalism Promise* - We protect the policyholder’s NCD.
  • 30 Days European - Cover With accident recovery included.
  • Child Seat Cover* - Child seat replaced in the event of an accident, fire or theft damage.
  • No Windscreen Repair Excess* - £100 excess for windscreen replacements.
  • Free Loss Recovery - We will collect and re-deliver the policyholder’s vehicle following a covered incident.
  • Repair Guarantee - Guaranteed approved repairs for 3 years.
  • New Vehicle Replacement - We’ll replace a car or van damaged beyond repair or that has been stolen and unrecovered, which is no more than a year old with a like- for-like replacement.
  • No Claims Discount Protection - An optional extra – protect NCD from four years with two claims in three year period.
  • Enhanced Claim Journey - Wide ranging pre inception validation and enrichment to provide a simplified claim journey for customers.
  • Free Courtesy Van* - A free courtesy van will be provided while the vehicle is being repaired by an Approved Repairer (subject to availability) for up to 14 days.
  • Third Party Liability Cover - Property up to £5,000,000, death or injury is unlimited and legal costs and expenses cover up to £5,000,000.
  • Personal Belongings* - Covered up to £200.
  • Replacement Keys and Locks* - Up to £500 cover for lost or stolen keys.
  • Audio/Entertainment/Navigation - Manufacturer fitted equipment is unlimited cover and non-Manufacturer fitted up to £500 cover.
  • Medical Expenses* - Includes up to £200 per person.
  • Hotel Expenses and Alternative Transport* - Hotel and alternative travel expenses covers £100 per person, up to £500 in total.
  • Vehicle Sharing - Vehicle sharing with fellow passengers is included, as long as there are no monetary gains.
  • Cancellation - Return premium is calculated pro rata, subject to no claims.

* Comprehensive cover only.

Become an Agent

Become an Agent

We pride ourselves on our broker relationships and are happy to combine the flexibility of personal underwriting when required, with the ease and speed of full cycle EDI on the majority of our mainstream products.

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News

Markerstudy Group to acquire Hughes Insurance

Markerstudy Group has announced plans to acquire Hughes Insurance, subject to regulatory approvals and customary conditions. With the brokers’ strong presence in Northern Ireland, the move is a sign of Markerstudy’s commitment to the region.

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