Commercial Vehicle - Working Vehicle Insurance
Our Commercial Vehicle – Working Vehicles product targets commercial vehicles primarily used for the business of the insured.
Features at a glance
- Uninsured Driver Promise* - We refund the policyholder’s excess and protect NCD.
- Vandalism Promise* - We protect the policyholder’s NCD.
- 30 Days European - Cover With accident recovery included.
- Child Seat Cover* - Child seat replaced in the event of an accident, fire or theft damage.
- No Windscreen Repair Excess* - £100 excess for windscreen replacements.
- Free Loss Recovery - We will collect and re-deliver the policyholder’s vehicle following a covered incident.
- Repair Guarantee - Guaranteed approved repairs for 3 years.
- New Vehicle Replacement - We’ll replace a car or van damaged beyond repair or that has been stolen and unrecovered, which is no more than a year old with a like- for-like replacement.
- No Claims Discount Protection - An optional extra – protect NCD from four years with two claims in three year period.
- Enhanced Claim Journey - Wide ranging pre inception validation and enrichment to provide a simplified claim journey for customers.
- Free Courtesy Van* - A free courtesy van will be provided while the vehicle is being repaired by an Approved Repairer (subject to availability) for up to 14 days.
- Third Party Liability Cover - Property up to £5,000,000, death or injury is unlimited and legal costs and expenses cover up to £5,000,000.
- Personal Belongings* - Covered up to £200.
- Replacement Keys and Locks* - Up to £500 cover for lost or stolen keys.
- Audio/Entertainment/Navigation - Manufacturer fitted equipment is unlimited cover and non-Manufacturer fitted up to £500 cover.
- Medical Expenses* - Includes up to £200 per person.
- Hotel Expenses and Alternative Transport* - Hotel and alternative travel expenses covers £100 per person, up to £500 in total.
- Vehicle Sharing - Vehicle sharing with fellow passengers is included, as long as there are no monetary gains.
- Cancellation - Return premium is calculated pro rata, subject to no claims.
* Comprehensive cover only.