Private Car - Convicted Driver Insurance

Features at a glance

  • Uninsured Driver Promise* - We refund the policyholder’s excess and protect NCD.
  • Vandalism Promise* - We protect the policyholder’s NCD.
  • 30 Days European Cover - With accident recovery included.
  • Child Seat Cover* - Child seat replaced in the event of an accident, fire or theft damage.
  • No Windscreen Repair Excess* - £100 excess for windscreen replacements.
  • Free Vehicle Recovery - We will collect and re-deliver the policyholder’s vehicle. Free vehicle recovery applies to both COMP and TPFT covers if it involves a covered loss.
  • Repair Guarantee - Guaranteed approved repairs for 3 years.
  • New Vehicle Replacement - We’ll replace a car or van damaged beyond repair or that has been stolen and unrecovered, which is no more than a year old with a like- for-like replacement.
  • No Claims Discount Protection - An optional extra – protect NCD from four years with two claims in a three-year period.
  • Enhanced Claim Journey - Wide-ranging pre inception validation and enrichment to provide a simplified claim journey for customers.
  • Free Courtesy Car* - A free courtesy car will be provided while the vehicle is being repaired by an Approved Repairer (subject to availability) for the duration of repairs.
  • Third Party Liability Cover - Property up to £20,000,000, death or injury is unlimited and legal costs and expenses cover up to £5,000,000.
  • Personal Belongings* - Covered up to £200.        
  • Replacement Keys and Locks* - Up to £500 cover for lost or stolen keys.
  • Audio/Entertainment/Navigation - Manufacturer fitted equipment is unlimited cover and non-Manufacturer fitted up to £500 cover.
  • Medical Expenses* - Includes up to £200 per person.
  • Hotel Expenses and Alternative Transport* - Hotel and alternative travel expenses covers £100 per person, up to £500 in total.
  • Vehicle Sharing - Vehicle sharing with fellow passengers is included, as long as there are no monetary gains.
  • Cancellation - Return premium is calculated pro rata, subject to no claims.           

* Comprehensive cover only.

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Become an Agent

We pride ourselves on our broker relationships and are happy to combine the flexibility of personal underwriting when required, with the ease and speed of full cycle EDI on the majority of our mainstream products.

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