Motor Trade Road Risks Insurance

Features at a glance

  • Split Indemnity Limits - Split levels of indemnity available for Own and Customer vehicles.
  • Retail Indemnity - For own vehicles, on referral.
  • Market Value - Market value is covered for customer vehicles, if the customer has no involvement in the motor trade.
  • Motor Trade Use and SDP - Available for Insured, Business Partner and Spouse.
  • Secondary Business Use - Available for Insured, Business Partner and/or Spouse.
  • Demonstration Use - Available for Sales risks.
  • European Cover - An optional extra – extend the policy beyond the minimum cover needed by law to include up to 30 days European Cover in any one insurance year.
  • No Windscreen Repair Excess - £100 excess for windscreen replacements.
  • No Claims Discount Protection - An optional extra – protect NCD from four years allowing two fault claims occurring within a five year period.
  • Courtesy Car Extension - An optional extra – extend the cover to a declared vehicle while it is being driven by a customer of the insured, with the permission of the insured.
  • Third Party Liability Cover - Property up to £5,000,000, death or injury is unlimited and legal costs and expenses cover up to £5,000,000.
  • Replacement Keys and Locks* - Up to £500 cover for stolen keys.
  • Cancellation - Return premium calculated pro rata, subject to no claims.

* Comprehensive cover only.

Become an Agent

Become an Agent

We pride ourselves on our broker relationships and are happy to combine the flexibility of personal underwriting when required, with the ease and speed of full cycle EDI on the majority of our mainstream products.

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