Telematics (MHR) Insurance
Features at a glance
- Uninsured Driver Promise* - We refund the policyholder’s excess and protect NCD.
- Vandalism Promise* - We protect the policyholder’s NCD.
- 30 Days European Cover - With accident recovery included.
- Child Seat Cover* - Child seat replaced in the event of an accident, fire or theft damage.
- No Windscreen Repair Excess* - £100 excess for windscreen replacements.
- Free Accident Recovery - We will collect and re-deliver the policyholder’s cleaned vehicle.
- Repair Guarantee - Guaranteed approved repairs for as long as the policyholder owns the vehicle.
- Guaranteed No Claims Discount Protection - An optional extra – protected NCD from one year.
- Enhanced Claim Journey - Wide-ranging pre inception validation and enrichment to provide a simplified claim journey for customers.
- Third Party Liability Cover - Property up to £20,000,000, death or injury is unlimited and legal costs and expenses cover up to £5,000,000.
- Personal Belongings* - Covered up to £250.
- Replacement Keys and Locks* - Unlimited cover for lost or stolen keys and to unlock vehicle if keys are locked in the vehicle accidentally.
- Audio/Entertainment/Navigation - Manufacturer fitted equipment is unlimited cover and non-Manufacturer fitted up to £500 cover.
- Medical Expenses* - Includes up to £250 per person.
- Hotel Expenses and Alternative Transport* - Hotel and alternative travel expenses covers £80 per person, up to £500 in total.
- Car Sharing - Car sharing with fellow passengers is included, as long as there are no monetary gains.
- Cancellation - Return premium calculated pro rata less up to £50, subject to no claims.
* Comprehensive cover only.