Recently we celebrated our 17th birthday on the 4th May, playing on the infamous Star Wars slogan to mark the occasion with our friends and employees. Various memes sprung up of Kevin Spencer as Yoda and myself as Hans Solo. Keith Barber was, of course, Chewbacca.
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It’s been a few months since we updated you on TRiCE, our new app combining annual and temporary motor, pet and gadget products and – coming soon – travel and home. Many of you have joined us on this new and exciting journey and we’re keen to keep you all informed.
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In case you missed it, December started with a bang at the Insurance Times Awards on the 7th December. As a Group we were Finalists in four award categories, came home with a Highly Commended accolade for Lancaster Insurance and sponsored two awards, Excellence in Motor Broking and Excellence in Technology – Broker. The undoubted highlight for many was Anthony Foster’s unique delivery of the winner in the Excellence in Technology Broker Award Category at the beginning of the evening.
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With Christmas soon to be upon us, I would like to extend a heartfelt thank you to our broker and insurer partners who have supported our many endeavours, initiatives and events over the course of the last year. Much like the The Wind in the Willows, seeds of change have been sown in insurance, bringing highs and lows to the industry and considerable strain in many cases, but alongside this, fantastic opportunities to those forging ahead with technology.
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BIBA is just around the corner and, no doubt, many of you will be wondering what stand we have up our sleeves that can better the dizzy heights of a castle, grandeur of the Roman Empire and last year’s inimitable ‘Bob’s Café’. The answer – nothing!
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It’s the first Loop-e of 2017 so I’ll cut straight to the chase… Ogden. It’s been a tough market for insurers and brokers alike and now that the new discount rate has been thrown into the mix it feels like, as an industry, we’re in the mouth of Jaws about to be devoured in one nasty bite. To quote the infamous line from the blockbuster, “We’re gonna need a bigger boat”.
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Since Markerstudy’s entrance into insurance in 2001, it seems that personal lines has experienced a perpetual cycle of market losses, suffering from over capacity and undisciplined pricing. If rates do harden, it will not be sufficient to return the market to profit.
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As those of you who have visited BIBA, and Broker Expo, or are regular receivers of our e-newsletter ‘The Loop-e’, will know, we enjoy finding fun in the industry that we love and rarely shy away from seeking new and inventive ways to amuse ourselves and you.
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The FCA opened up a consultation, which ended on 6th November 2014, to create a new regulatory framework around the financial sector’s use of social media for promotions. The uncertainty around what is deemed ‘acceptable’ for communication on social sites has forced the FCA to review and possibly consolidate guidelines.
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The Government recently announced driverless cars will be allowed to be tested on our roads from as early as this coming January. It’s a move which has prompted lots of speculation and has posed some important questions, many for the insurance industry.
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Our Group Underwriting Director, Gary Humphreys, recently commented on the hot topic of vehicle technology in the 6th February issue of Post magazine. Here’s what he thinks – do you agree?
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